About Kelly Lowthian

 My journey in the insurance world began in 2007, when I was first licensed as a life and health insurance agent in Montana and started my career as an Aflac agent. After helping with benefit enrollments for dozens of employers, I quickly realized how much confusion surrounds insurance — the terms, the options, and the fine print can leave people feeling uncertain about what they truly have.

In 2012, my husband Blake and I moved to Florida, trading snowy Montana winters for the sunshine of Jacksonville. There, I transitioned into a claims management role for a logistics company, where I worked for 13 years leading teams and helping service members navigate complex insurance claims.

That experience deepened my understanding of just how complicated insurance can be — and it reignited my passion for helping people in a more personal way. I decided to take that knowledge and turn it into something of my own: Lowthian Insurance.

At Lowthian Insurance, my goal is simple — to make life insurance clear, honest, and easy to understand. I listen to your needs, explain your options in plain language, and take the guesswork out of finding the right protection for you and your family.

Originally from Montana, I now love calling Florida home. Blake and I enjoy the sun, the beach, and spending time with our three dogs — Buster, Kasey, and Turbo — who keep life full of joy and energy.